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Auto Accidents

Comprehensive Guide to Car Accident Claims in St. Petersburg, FL

By June 13, 2024June 14th, 2024No Comments
Car Accident Claims in St. Petersburg


At Beltz and Beltz, we are dedicated to supporting victims of car accidents in St. Petersburg, Florida. With decades of combined legal experience, our team has successfully secured significant financial compensation for our clients, helping them recover from their injuries and regain control of their lives. This guide provides an in-depth look at the legal landscape surrounding car accidents in St. Petersburg, offering essential information to help you understand your rights and how to pursue the compensation you deserve.

Understanding Florida’s Car Accident Laws

No-Fault Insurance in Florida

Florida’s no-fault insurance system requires all drivers to carry Personal Injury Protection (PIP) insurance. This coverage allows you to file a claim with your own insurance company regardless of who is at fault for causing the accident. PIP typically covers 80% of medical expenses and 60% of lost wages up to your policy limit, which can be crucial in the immediate aftermath of an accident.

The Importance of Legal Assistance in Serious Injury Cases

While PIP covers immediate expenses, severe accidents often result in damages that exceed these limits. Florida law permits you to pursue further compensation if your injuries are categorized as permanent. This includes significant loss of bodily function, permanent injuries, or disfigurement. In such cases, consulting with an experienced car accident lawyer is essential to navigate the complexities of filing a third-party claim and to maximize your potential compensation.

Common Causes of Car Accidents in St. Petersburg

Identifying the cause of your car accident is crucial as it directly impacts the direction of your legal case. Common causes in St. Petersburg include:

  • Distracted Driving: The leading cause of accidents, where drivers engage in other activities that take their attention away from the road.
  • Speeding: Exceeding speed limits or driving too fast for conditions.
  • Drunk Driving: Operating a vehicle under the influence of alcohol or drugs.
  • Poor Road Conditions: Accidents caused by inadequate road maintenance can potentially lead to claims against governmental entities responsible for road upkeep.

Steps to Take Following a Car Accident

  1. Seek Medical Attention: Prioritize your health and document your injuries.
  2. Report the Accident: Notify the police to get an official accident report.
  3. Gather Evidence: Collect contact information from witnesses, take photos of the accident scene, and document all damages.
  4. Consult with a Car Accident Lawyer: Discuss your case with a lawyer to explore your legal options and next steps.

Modified Contributory Negligence in Florida

Florida’s modified contributory negligence law could reduce or even eliminate your compensation if you are found partially at fault for the accident. For instance, if you are deemed 10% at fault in a $100,000 claim, you would be eligible to receive $90,000. However, if you are found to be over 50% (even 50.1%) at fault, you are barred from any recovery from the other driver. Understanding and countering modified contributory negligence claims is a key reason why hiring a skilled attorney is advantageous.

Potential Damages in Car Accident Claims

Economic Damages

You may be eligible for compensation covering:

  • Medical expenses and future medical care
  • Lost wages and loss of future earning capacity
  • Rehabilitation costs
  • Property damage and related costs

Non-Economic Damages

These address the non-tangible impacts of your accident, such as:

  • Pain and suffering
  • Emotional distress
  • Loss of life enjoyment
  • Loss of consortium for married couples

Why Choose Beltz and Beltz?

Choosing the right legal representation can significantly affect the outcome of your case. Our law firm offers:

  • Decades of Combined Experience: Our lawyers have a deep understanding of Florida car accident law.
  • Personalized Attention: We ensure each client receives personalized and compassionate service.
  • Proven Track Record: We have secured millions in compensation through settlements and verdicts.
  • No Fee Unless We Win: Our fees are contingent on securing compensation for you, meaning no upfront costs.

Contact Us Today

If you or a loved one has been involved in a car accident in St. Petersburg, contact Beltz and Beltz today for a free consultation. Our team is ready to help you navigate the legal process and fight for the compensation you deserve.

For a detailed consultation at no charge, contact us today at 727-477-9595. Let us help you navigate through this challenging time with the expertise and care you deserve.

Learn more about how we can help with auto/car accidents here.